Avard Law Blog
Florida’s “Serious Injury” Threshold in 2025, what it takes to step outside PIP and sue for pain and suffering (Cape Coral guide)
After a car crash in Cape Coral, most people expect the at-fault driver’s insurance to pay for the harm they [...]
PIP Denied for “Not Medically Necessary” Treatment in Florida, how to appeal and what records matter in Cape Coral
You went to treatment after a crash, did what your doctor told you, and then the letter shows up: PIP [...]
Letters of Protection in Florida Car Accident Cases (Cape Coral Guide to Risks, Rates, and Red Flags)
After a Cape Coral car crash, the hardest part is often the time between getting hurt and getting paid. You [...]
Cape Coral car crash settlement timeline, what happens after you finish treatment (and what delays checks)
You finished treatment after a Cape Coral car crash, and now you’re waiting for the settlement money. It can feel [...]
Cape Coral Crash Police Reports, common mistakes that hurt claims, how to fix them fast
After a wreck, your mind is usually on the tow truck, the pain, and the phone calls. The paperwork can [...]
Florida PIP Medical Benefits After a Cape Coral Car Crash, What Gets Paid, Common Billing Traps, and How to Fix Them
A Cape Coral car crash can leave you sore, shaken, and suddenly juggling phone calls from clinics, adjusters, and billing [...]
Recorded Statement Requests After a Cape Coral Car Crash, What Insurers Ask, What to Avoid, What to Do Instead
Right after a Cape Coral wreck, the phone can start ringing fast. An adjuster sounds polite, says they “just need [...]
Florida PIP wage-loss benefits in 2025, what proof insurers ask for, and how to avoid a denial
Missing work after a car crash can feel like getting hit twice. First by the impact, then by the bills [...]
Dash Cam Footage in a Cape Coral Car Accident Claim, What Helps, What Hurts, and How to Share It Safely
The seconds after a crash can feel blurry. Everyone remembers it differently, and insurance adjusters know that. That’s why dash [...]
Rear-End Collision in Cape Coral With Minimal Car Damage: How to Prove You Are Still Hurt
You get tapped from behind at a light in Cape Coral. The bump feels small, your bumper barely creased, [...]