Because total and permanent disability is unpredictable and may occur at an early age, the FRS provides certain minimum disability benefits. However, with sufficient creditable service, you may be eligible for a higher benefit.
Regular Disability (25-Percent Minimum Benefit)
If you are approved for regular disability retirement, regardless of your class of membership, your Option 1 benefit will be at least 25 percent of your average final compensation. If your actual earned benefit based on your years of creditable service would be higher than the 25-percent minimum regular disability benefit, the higher amount will be paid.
In-Line-of-Duty Disability (42-Percent or 65-Percent Minimum
Benefit)
If you are a member of the Regular Class, Senior Management Service Class, or Elected Officers’ Class when you become disabled and you are approved for in-line-of-duty disability retirement, your Option 1 benefit will be at least 42 percent of your average final compensation. If your actual earned benefit based on your years of creditable service would be higher than 42 percent, the higher amount will be paid If you are a member of the Special Risk Class or Special Risk Administrative Support Class when you become disabled and you are approved for in-line-of-duty disability retirement, your Option 1 benefit will be at least 65 percent of your average final compensation.
Reference: Section 121.091(4)(f), Florida Statutes Rules 60S-4.004 and 6.001(6), Florida Administrative Code.