What You Should Know About Workers Compensation in Florida

Florida is a place filled with endless stretches of the beach, beautiful weather all year round, and a broad range of activities and destinations. It isn’t hard to see why it has become a tourist attraction where visitors of all ages are welcome to enjoy what Florida has to offer.

With that being said, many Floridians seek work in the tourism sector under the agreement that they must have workers compensation insurance (in case they get hurt or injured on the job). The laws governing workers compensation in the state of Florida provide them with protection. Nevertheless, filing a claim and seeking compensation can be a challenging procedure.

Read on to discover more about workers compensation in Florida.

The Benefits

The maximum sum for disability benefits under Florida’s workers compensation laws is equivalent to 100 percent of the average weekly wage for the state. Benefits can only be obtained up to $863 per week in total. According to Florida’s workers compensation laws, the quantity of disability benefits you receive is inversely correlated to the severity of your impairment.

Because of this, medical care for injuries suffered at work is also covered by workers compensation payments in addition to the following:

• Impairment Benefits

These benefits are available to people who have suffered a permanent disability as a result of a mishap.

• Temporary Partial Disability (TPD)

If you are not totally disabled but unable to work, TPD benefits will pay 80% of the gap between 80% of your pre-injury earnings and your potential income. This implies that you qualify for TPD payments even if you are not totally disabled but are unable to work.

• Temporary Total Disability (TTD)

Your TTD benefits will be equal to 66 percent of your regular salary for the vast majority of the time.

The Urgency of Reporting Your Injury

According to Florida’s workers compensation laws, injuries received while on the job must be disclosed to their supervisors within thirty days. You have thirty days to notify your workplace of any long-term injuries, such as lung damage, that might have resulted from exposure to pollutants.

Your claim must be made within two years of your injury or diagnosis date to be considered for benefits.

Always make sure to tell your workplace, as well as the state of Florida, about any injuries you receive as soon as possible. You run the risk of having your benefits reduced or terminated if you fail to report a work-related injury.

The Approval of a Doctor

In opposition to federal government-run programs, Florida’s workers compensation law imposes limitations on injured employees. Before you can see a doctor, your employer’s workers compensation insurance company must grant their approval. Due to a Florida law governing workers compensation, you might not be able to see your primary care provider.

The Topic of Job Security

Florida law does not require that your employer keep your job open while you are unable to work due to a disability. The decision is up to your boss.

The Lack of Mental Health Coverage

Businesses must offer their staff workers compensation insurance in the state of Florida. Your insurance will pay for any hospital expenses, rehabilitation expenses, and lost wages if you get hurt.

The degree to which your disability prevents you from engaging in gainful employment will decide whether you qualify for benefits. It is not essential for an injured employee to present proof that their employer was the cause of their illness. As a result, you must provide evidence that the accident occurred while you were at work.

Most illnesses and mishaps that arise at work are covered by insurance. Florida’s workers compensation law must be applicable because the person’s mental disease or injury must have been caused by a physical injury.

Conclusion

When it comes to working in Florida, know that you can be protected under the law. With workers compensation by your side, manual work can be safe and physical health can be ensured.

Are you looking for a workers compensation attorney? Avard Law is a team of experienced personal injury legal professionals. Consult with us today!